Free guide ยท PRC Investor Network
Maximize Your 401(k)
Ten simple moves to grow, protect and wisely withdraw your 401(k), 403(b) or other workplace retirement plan. Small changes today can make a six-figure difference by the time you retire.
100% free ยท Plain English ยท Instant download
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What's inside
- How to make sure you never leave free employer money on the table
- The 2026 contribution limits, including the new catch-up for ages 60 to 63
- Traditional or Roth? A simple way to choose
- How a 1% fee can cost you about $187,000, and how to check yours
- Why rebalancing beats panicking when markets drop
- The costly 'leaks' to avoid: cashing out and early loans
- What to do with your 401(k) when you change jobs
- How retirement money can invest beyond stocks and bonds
Built to be understood, and used
Every lesson follows the PRC teaching method, so you don't just read it. You use it.
01 ยท EDUCATE
Clear definitions
What each idea is, why it matters to you, and plain-English explanations of every industry term.
02 ยท ILLUSTRATE
Real-life examples
Stories and simple numbers that show how the idea works for real people.
03 ยท APPLY
Simple action steps
Worksheets and checklists so you can put each idea to work this week.
Who this guide is for
Anyone with a 401(k), 403(b), 457(b), TSP or other workplace plan, from your first job to your last few years before retirement.
It comes from the PRC Investor Network, the education platform of Pioneer Realty Capital, where practitioners teach investors how real investments work. Because the best investor is a smart investor.
Get Maximize Your 401(k), free
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Education, training and resources to help you invest smarter, protect what you build and learn distribution strategies designed to help reduce your tax burden, taught by the practitioners on our Panel of Experts.
PANEL OF EXPERTS
Learn from practitioners
Attorneys, CPAs, lenders, developers and fund managers who share how investing really works.
LISTEN
The Capital Playbook
40+ episodes of real conversations with industry practitioners. New episodes go to members first.
LIVE
Webinars and master classes
Regular live sessions and deep dives, with time for your questions.
STUDY
Course curriculum
Self-paced courses from investing basics to advanced commercial real estate, plus certifications.
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Get in the room
Some of the best opportunities and insights in commercial real estate are shared face to face. Members get exclusive invitations to regular meetups and events with industry leaders across commercial real estate and alternative investments, the kind of access usually reserved for the well connected.
IN PERSON
Member meetups
Regular gatherings to meet fellow investors, our team and panel experts, and hear industry leaders talk about current opportunities.
LEARN IN PERSON
Live events
In-person training and speaker sessions with leaders from commercial real estate and alternative investments.
FROM ANYWHERE
Virtual events
Live online sessions and panels you can join from home, with time to ask questions and connect.
Who you'll meet: developers and operators, fund managers, commercial mortgage bankers, securities and real estate attorneys, CPAs and cost segregation specialists, estate and wealth-protection professionals, and the other practitioners who support the industry.
Exclusive invitations ยท Most meetups and events are open only to members | No additional cost ยท Most are included with your free membership | On a regular basis ยท A steady calendar, so your network keeps growing
Panel members share general education, not personal investment, tax or legal advice. Event schedules vary; some special events may carry a fee.
Your guide is step one
Here is where smart investors go next with the PRC Investor Network.
FREE
Join the PRC Investor Network
Take the 2-minute Smart Investor Scorecard and start our free course, Smart Investor Foundations.
LEARN FROM EXPERTS
The Capital Playbook
Practical conversations with the attorneys, lenders, developers and fund managers on our Panel of Experts.
TALK WITH OUR TEAM
Map out your next move
Book a free 30-minute call with our Investor Relations team to talk through your goals.
This guide is for educational purposes only and is not investment, legal or tax advice. Examples are hypothetical. Nothing on this page is an offer to sell or a solicitation of an offer to buy any security.
PRC Investor Network is an education and community platform of Pioneer Realty Capital.
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PRC Investor Network content is for educational purposes only and is not investment, legal or tax advice. Nothing on this site is an offer to sell or a solicitation of an offer to buy any security. Any offering is made only through official offering documents to qualified investors.