Terms of Use

Last updated: November 10, 2026

These Terms of Use ("Terms") govern your use of prcinvestors.com, the PRC Investor Network, PRC Academy courses, guides, events, The Capital Playbook and our community (the "Services"), operated by Pioneer Realty Capital ("PRC", "we", "us"). By creating an account, buying a course or using the Services, you agree to these Terms and to our Privacy Policy.

1. Education only, not advice

All content on the Services is for educational and informational purposes only. It is not investment, legal, tax or accounting advice, and it is not a recommendation to buy or sell any security or property. Examples are hypothetical unless stated otherwise. Talk to your own licensed advisers before making financial decisions.

2. Not an offer of securities

Nothing on the Services is an offer to sell, or a solicitation of an offer to buy, any security. Pioneer Realty Capital also sponsors investment offerings. Any offering is made only through its official offering documents, and only to investors who qualify. Buying a course, joining the network or earning a certificate gives you no investment access, eligibility or priority. No earnings, financing or investment results are promised or guaranteed.

3. Certificates

PRC Academy issues its own certificates of completion. A PRC certificate shows that you completed a PRC program. It is not a professional license, registration or government credential, and it does not authorize you to provide investment, legal, tax or securities services.

4. Your account

You must be 18 or older and give accurate information. Keep your password confidential. You are responsible for activity on your account. Accounts are personal: please don't share logins or course access.

5. Purchases, coupons and refunds

• Prices, payment terms and access are shown at checkout. Course access does not expire unless the checkout says otherwise.
• Memberships renew automatically until you cancel. To cancel, email us or use your account settings. Any cancellation terms shown at checkout apply.
• Coupons and reward discounts apply only to PRC Academy courses and PRC events. They have no cash value, can't be transferred or combined unless stated, and are never valid toward any investment.
• Refund questions: email [email protected]. Any refund terms shown at checkout apply.

6. Rewards and referrals

Where offered, PRC Rewards points are a promotional benefit with no cash value. They can be earned and redeemed only as described on the Services, and they may be changed, expire or end at any time. Points are never given for investment referrals or for any investment, and they can't be redeemed toward any investment. We may cancel points earned through fraud or abuse.

7. Community rules

Be respectful and constructive. Don't post anything unlawful, harassing, misleading or spam. Don't promote or solicit investments, offer personalized investment advice, or post others' private information. We may remove content or suspend accounts that break these rules.

8. Your content

You keep ownership of what you post or submit. You give PRC a non-exclusive, royalty-free license to host, display and use it to run the Services. If you submit a testimonial and agree that we may feature it, you also permit us to share it on our websites and social media.

9. Our content

Courses, videos, guides, worksheets, exams and other materials are owned by PRC or its licensors. They are licensed to you for personal, non-commercial learning. Don't copy, resell, share or publicly distribute them without our written permission.

10. Panel of Experts and guests

Views expressed by experts, instructors and podcast guests are their own. Experts are not paid for, and do not take part in, soliciting or referring investors.

11. Disclaimers and limitation of liability

The Services are provided "as is" and "as available", without warranties of any kind, to the fullest extent permitted by law. To the fullest extent permitted by law, PRC is not liable for indirect, incidental, special or consequential damages, or for any losses from investment or financial decisions you make. Our total liability for any claim relating to the Services is limited to the amount you paid us in the 12 months before the claim.

12. Changes and termination

We may update the Services or these Terms. We will post updated Terms here with a new date. If you keep using the Services after an update, you accept the new Terms. We may suspend or end access for violations of these Terms.

13. Governing law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules. Courts in Dallas County, Texas have exclusive jurisdiction, unless the law requires otherwise.

14. Contact us

Pioneer Realty Capital · PRC Investor Network
433 E. Las Colinas Boulevard, Suite 1200, Irving, Texas 75039
Email: [email protected] · Phone: 682-518-9416